Category : Case Studies

Flexible Solutions for Distressed Debt
Delivered bespoke NPL management for a leading European investor, providing flexible expertise to manage distressed transactions and protect value.
Sector: Non-Performing Loans
Services Provided:
- Credit Analysis and Asset Management
- Loan and Portfolio Underwriting, Origination Services and Due Diligence
- Audit / Validation of Financial Models
- Structuring and Cashflow Modelling
- Independent Equity and Debt Valuations as well as Fairness Opinions
The client manages large infrastructure debt portfolios for institutional investors and managed accounts, often acting as sole or lead lender in significant financings. When transactions became distressed, the client faced the challenge of leading complex restructuring efforts while meeting strict fiduciary and regulatory obligations. Without a dedicated workout team or sufficient NPL expertise, they needed a reliable partner to maintain investor confidence and compliance.
Mount Street leveraged its extensive experience in distressed and NPL transactions to deliver a flexible, on-demand service model tailored to individual cases. We provided active representation towards borrowers and stakeholders, supported internal processes such as credit approvals and documentation, and streamlined decision-making. Our approach enabled rapid, decisive responses without the need for the client to build in-house capacity.
As a result, the client demonstrated robust governance and fiduciary compliance while safeguarding investment value. Mount Street’s cost-efficient platform ensured operational resilience and investor confidence during complex restructuring scenarios.