NPL Work-out andRestructuring

Mount Street helps alternative lenders, and asset managers restore value from distressed andnon-performing loans. We are a trusted partner in the Special Servicing of CMBS transactionsand act decisively to protect investor interests and optimise asset performance. Fromcorporate credit to securitised portfolios, our restructuring expertise supports recoveries,enhances stability, and reinforces investor confidence.

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Independent Expertise for Complex Recoveries

Mount Street provides hands-on support for distressed debt portfolios across real estate,CMBS, transportation, corporate and structured finance markets. Through operationalengagement, borrower negotiations, and strategic enforcement, we help clients stabiliseperformance, unlock long-term value, and protect investor returns – all backed by deepcredit insight and client’s regulatory compliance requirements.

1

Proven Strategies to Restore Portfolio Value

We deliver tailored solutions for distressed loans and portfolios, combining credit and marketexpertise. Our approach supports recoveries, safeguards investor interests, and strengthensloan performance across diverse asset classes and jurisdictions.

2

Workout scenario development

Tailored workout scenarios are developed to support recoveries through deep insights andpractical, value-driven strategies. We work closely with clients to restore loan and portfoliostability and support long-term returns.

3

Borrower and creditor negotiations

We negotiate fair outcomes with borrowers and creditors, prioritising terms that supporteffective recoveries. Our team facilitates agreements that contribute to portfolio stability andthe long-term viability of structured finance, corporate loans, and asset-backed securities.

4

Enforcement management

Recovery-focused scenarios are complemented by enforcement actions managed withcare and efficiency. The approach aims to reduce disruption and support assetperformance through practical, insight-led strategies.

5

Receiver appointments

We appoint receivers with strategic oversight, focusing on value restoration and minimal risk.Our experts ensure the smooth implementation of processes to maximise recoveries forcorporate debt and asset-backed securities. Clear guidance is provided with a focus onachieving well-informed, balanced outcomes.

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What Makes Us a Trusted Partner

A proven choice for complex recoveries

Mount Streets’s team has over 750 person years of combined NPL experience, in addition webring decades of experience in managing credit positions in real estate, corporate credit,infrastructure, transportation and structured finance. Our strategies are built to supportseamless recoveries and protect investor outcomes.

A proven choice for complex recoveries

Collaborative, reliable solutions

We prioritise practical execution and stakeholder alignment. Our tailored work-out plans aredesigned to minimise disruption and maximise loan or portfolio resilience.

Strategic portfolio management

From borrower negotiations to enforcement oversight, our specialists deliver value throughdeliberate, insight-led actions that support long-term performance.

Background

Mount Street delivers optimal outcomes for our clients. Contact us to discuss your NPL requirements and design a tailored solution.

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